First Citizen Citi Credit Card vs Kotak Corporate Wealth Signature Credit Card
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Kotak Corporate Wealth Signature Credit Card
Kotak Mahindra Bank · Visa
₹0 / Joining Fees
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Fees
Citibank
Kotak Mahindra Bank
Joining Fees
₹500
₹0
Renewal Fees
₹500
₹0
Network
Visa
Visa
Editor's Review
4.5
4
Free Lounge Access
No
Yes
Features
First Citizen Citi Credit Card
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
Kotak Corporate Wealth Signature Credit Card
- Get higher cash-backs while using the card
- Hassle-free spendings
- Fuel/Railway Surcharge Waiver
- Redeem points without any hassle
Editor's Review
First Citizen Citi Credit Card
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
Kotak Corporate Wealth Signature Credit Card
Pros
- Use Kotak Corporate Wealth Signature Credit Card to get a high cashback amount
- Interest-free funds for up to a period of 48 days, similar to an overdraft facility on Credit Cards
- Exclusive access to Domestic Airport Lounges twice in every quarter
Cons
- No Golf Privileges
- No Concierge Services
