First Citizen Citi Credit Card vs Axis Bank Pride Signature Credit Card
Joining Fees
₹500
₹0
Editor's Rating
4.5
4.6
Key Features
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
- Personalized card with the shades of Indian Flag
- The dedicated 4th embossed line for Army, Navy, or Air Force
- 2 Complimentary visits to select Domestic Airport Lounges within India
- From second year onwards the Annual Fee Rs. 500 will be waived on spends of Rs. 40,000 in the preceding year
- Discover unique and new cuisines and flavours with Axis Bank Dining Delights that offers 15% off at partnered restaurants in India
- 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
- EDGE REWARD Points can be earned on fuel transactions
- Get free add-on cards
- EMV certified chip-credit card
- Zero lost card liability
- On any transactions above Rs. 2500, contact the bank to convert it into EMIs
- Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
- Earn 8 points on every Rs. 200 spent on the credit card
- Avail 100 bonus EDGE points every month- The cardholder is required to use the card for spends on Rs. 5000 or more every month
Editor's Review
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
Pros
- Enjoy Complimentary Access to Airport Lounges within India
- Personalized Card with the Shades of Indian Tricolor
- Get 100 bonus eDGE points every month
Cons
- No Golf/coaching sessions
