Citi Rewards Credit Card vs ICICI Bank Instant Platinum Credit Card

Citi Rewards Credit Card
Citi Rewards Credit Card
Citibank · Mastercard
4.1
₹1,000 / Joining Fees
Apply Now →
VS
ICICI Bank Instant Platinum Credit Card
ICICI Bank Instant Platinum Credit Card
ICICI Bank · Visa
3.6
₹0 / Joining Fees
Apply Now →
Fees
Citibank
ICICI Bank
Joining Fees
₹1,000
₹0
Renewal Fees
₹1,000
₹0
Network
Mastercard
Visa
Editor's Review
4.1
3.6
Free Lounge Access
No
No
Features
Citi Rewards Credit Card
  • Earn minimum 1 reward point for every 125 on all purchases
  • Gain 10X reward points at online, physical department, and apparel stores
  • Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
  • You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
  • Instant Loans
ICICI Bank Instant Platinum Credit Card

* No Joining Fee
* No Annual Fee
* Avail waiver of 2.5% fuel surcharge on fuel purchases at HPCL Petrol Pumps. This is applicable only for transaction up to Rs 4000
* Gain 2 ICICI reward points on every Rs. 100 spent. You can redeem these ICICI reward points for attractive products
* The card has built-in contactless technology
* Gain Reward points and redeem against multiple categories such as Fashion and Lifestyle, Electronics, Travel & Luggage, Health & Beauty, e-Vouchers and Home & Kitchen
* Avail 25% discount, up to Rs. 100, on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com
* Earn interest on the Fixed Deposit and use the Instant Card to manage day to day liquidity – the Card has a low interest rate of just 2.49% per month

Editor's Review
Citi Rewards Credit Card

Pros

  • Get rewarded every time you shop
  • Redeem Miles instantly via SMS against purchases at leading brands
  • Turn big purchases into small payments

Cons

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access
ICICI Bank Instant Platinum Credit Card

Pros

  • Low-interest rate
  • Earn interest on Fixed Deposit and use the Instant Card to manage day to day liquidity
  • Avail 25% discount up to Rs. 100 on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com

Cons

  • No Golf/coaching sessions
  • No Complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here

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