Earn minimum 1 reward point for every 125 on all purchases
Gain 10X reward points at online, physical department, and apparel stores
Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
Instant Loans
Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
Editor's Review
Pros
Get rewarded every time you shop
Redeem Miles instantly via SMS against purchases at leading brands
Turn big purchases into small payments
Cons
No Golf/coaching sessions
No complimentary Airport Lounge access
Pros
Convert spends into easy monthly instalments with the American Express EMI
Avail 5X Membership Rewardsby transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale