Citi Prestige Credit Card vs RBL Bank Classic Platinum Credit Card

• Get benefits worth Rs. 38,000+ in the first year
• Welcome Bonus Miles worth Rs. 4,500
• Taj Group/ ITC Hotels Vouchers of Rs. 10,000
• Reward Points worth Rs. 24,000 on annual spends

* Joining Fee and Annual Fee will be communicated at the time of sourcing

* Avail 2 reward points for every Rs. 100 spent in India

* Avail 4 reward points for every Rs. 100 spent Internationally

* With the earned points you can redeem then for: Flight tickets & Hotel stays, Latest gadgets and shopping products, Mobile Recharge, Retail shopping vouchers, and Curated personalized gifts

* The card is equipped with a PIN-based-EMV chip

* With the Flexi Limit facility, one can stay in control of its finances. Simply regulate the credit limit on the card and on the add-on card by calling the 24X7 customer service and assigning a lower limit. Assign varied limit on the primary and add on credit card

* Global Acceptance

* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign

* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank

* Avail up to 5 add-on cards

Pros

• Never expiring reward points
• Epicure Plan of Taj InnerCircle membership
• Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
• Instantly Pay with Points at select partners

Cons

• High Annual Membership Fee of Rs. 20,000 + taxes
• High-interest rate

Pros
* Avail 2 reward points for every Rs. 100 spent in India
* Avail 4 reward points for every Rs. 100 spent Internationally
* With the Flexi Limit facility, one can stay in control of its finances. Simply regulate the credit limit on the card and on the add-on card by calling the 24X7 customer service and assigning a lower limit. Assign varied limit on the primary and add on credit card

Cons
* No golf benefits
* No airmiles
* No airport lounge access