Central SBI Select+ Credit Card vs LIC Axis Bank Platinum Credit Card

• Central SBI Select Card Advantage
• Fast & Convenient
• Security
• Cash on the go
• Easy Bill Pay facility at zero charge
• Flexipay
• Balance Transfer on EMI
• Global acceptance
• Emergency card replacement

• Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
• Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
• Complimentary lost card liability insurance cover up to credit limit
• 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000 
• Get up to 20% off at over 4,000 restaurants in India 
• Now you can easily convert any transactions of Rs. 2,500 and above into EMIs
• Wednesday Delight Offer: Get up to 15% on flights and hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off up to Rs. 1000 on Tira

Pros                                                                    

• Joining & Complimentary Benefits
• Renewal & Milestone Select Points
• Accelerated Select Points
• Instant Redemption

Cons 

• No Golf/coaching sessions
• No Airport Lounge access 
• High Renewal Fees

Pros

• Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
• Complimentary lost card liability insurance cover up to credit limit
• Get up to 20% off at over 4,000 restaurants in India 

Cons

• No golf benefits are provided
• No international and domestic airport lounge access
• No Spend Based Waiver