Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
Complimentary lost card liability insurance cover up to credit limit
1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000
Get up to 20% off at over 4,000 restaurants in India
Now you can easily convert any transactions of Rs. 2,500 and above into EMIs
Renewal Offer:Spend Rs. 1 lakh or more in the previous 12 months to waive the renewal membership fee for the next year
Avail 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
Avail 1% cashback on all other spends
Get Rs. 1000 worth of gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter
Up to 20% discount on partnered restaurants via Swiggy Dineout
Zero lost card liability
Up to 50 days of interest-free period from the date of purchase
Revolving Credit is available at a nominal interest rate
Enjoy amazing dining benefits with the Good Food Trail program
Save up to 20% on your restaurant bill payments at more than 20,000 restaurants with Swiggy Dineout. This offer includes both restaurant and Swiggy discounts and is only available for payments made through the Swiggy App
Lounge access has been added to the quarterly spend milestone program, effective from December 1, 2023. Once a user achieves a quarterly spend milestone, they can choose to receive either a Dreamfolks airport lounge access voucher or a Rs. 1000 voucher from a list of available brands
1% fuel surcharge waiver at all fuel stations in India. This is valid on transactions between Rs. 400 and Rs. 5000
Convert big spends into EMI after purchase
This card is equipped with contactless payment technology for added convenience and speed
Editor's Review
Pros
Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
Complimentary lost card liability insurance cover up to credit limit
Get up to 20% off at over 4,000 restaurants in India
Cons
No golf benefits are provided
No international and domestic airport lounge access
No Spend Based Waiver
Pros
Get 7% Reward points on every Shoppers Stop spends
Get 2% Reward points on every Non-Shoppers Stop spends
Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
Cons
No golf/coaching sessions
No proper lounge access benefits
More comparisions with LIC Axis Bank Platinum Credit Card