LIC Axis Bank Platinum Credit Card vs ICICI Bank Manchester United Platinum Credit Card

• Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
• Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
• Complimentary lost card liability insurance cover up to credit limit
• 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000 
• Get up to 20% off at over 4,000 restaurants in India 
• Now you can easily convert any transactions of Rs. 2,500 and above into EMIs

* 1 complimentary domestic airport lounges access per quarter in India
* 25% discount, up to Rs. 100, on selected cinema ticket retailers
* 1% fuel surcharge, which is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps
* Visa Lounge Access: Relax in luxury and enjoy gourmet meals, comfortable seating, free Wi-Fi, widescreen TVs and beverage services.
* Domestic Airport Lounge Benefit: 1 complimentary airport lounge access per quarter
* Avail up to 3 Reward Points on every Rs. 100 spent on retail purchases except fuel
* Through ICICI Culinary Treats Programme avail dining benefits such as saving 15% on dining bills across more than 2,500 restaurants in India
* The annual fee gets waived off if spendings have gone more than Rs. 1,25,000 in the previous year

Pros

• Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
• Complimentary lost card liability insurance cover up to credit limit
• Get up to 20% off at over 4,000 restaurants in India 

Cons

• No golf benefits are provided
• No international and domestic airport lounge access
• No Spend Based Waiver

Pros

* Welcome Benefits

* 1 complimentary domestic airport lounges access per quarter in India

* 25% discount, up to Rs. 100, on selected cinema ticket retailers

Cons

* No insurance benefits

* No golf benefits

* No international lounge access