Central SBI Select+ Credit Card vs Standard Chartered Platinum Rewards Credit Card
Joining Fees
₹750
₹250
Editor's Rating
4.3
4
Key Features
- Central SBI Select Card Advantage
- Fast & Convenient
- Security
- Cash on the go
- Easy Bill Pay facility at zero charge
- Flexipay
- Balance Transfer on EMI
- Global acceptance
- Emergency card replacement
* Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
* Earn 1 reward point for every Rs. 150 spent on all other categories
* Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
* Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
* This is a Contactless credit card
* Enjoy the enhanced security for online transactions through 3D secure OTP verification
Editor's Review
Pros
- Joining & Complimentary Benefits
- Renewal & Milestone Select Points
- Accelerated Select Points
- Instant Redemption
Cons
- No Golf/coaching sessions
- No Airport Lounge access
- High Renewal Fees
Pros
* Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
* Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
* Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees
Cons
* No complimentary airport lounge access
* No fuel surcharge wavier
* No golf/coaching sessions
