Central SBI Select+ Credit Card vs Standard Chartered Platinum Rewards Credit Card

Joining Fees

₹750

₹250

Editor's Rating

4.3

4

Key Features

  • Central SBI Select Card Advantage
  • Fast & Convenient
  • Security
  • Cash on the go
  • Easy Bill Pay facility at zero charge
  • Flexipay
  • Balance Transfer on EMI
  • Global acceptance
  • Emergency card replacement
  • Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
  • Earn 1 reward point for every Rs. 150 spent on all other categories
  • Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
  • Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
  • This is a Contactless credit card
  • Enjoy the enhanced security for online transactions through 3D secure OTP verification
  • Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
  • Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
  • Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees

Editor's Review

Pros                                                                    

  • Joining & Complimentary Benefits
  • Renewal & Milestone Select Points
  • Accelerated Select Points
  • Instant Redemption

Cons 

  • No Golf/coaching sessions
  • No Airport Lounge access 
  • High Renewal Fees

Pros

* Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)

* Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions

* Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees

Cons

* No complimentary airport lounge access

* No fuel surcharge wavier

* No golf/coaching sessions


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