Central SBI Select+ Credit Card vs BOB Financial Select
VS
Fees
SBI
Bank of Baroda
Joining Fees
₹750
₹750
Renewal Fees
₹2,999
₹750
Network
Visa
Mastercard
Editor's Review
4.3
4.3
Free Lounge Access
No
No
Features
Central SBI Select+ Credit Card
- Central SBI Select Card Advantage
- Fast & Convenient
- Security
- Cash on the go
- Easy Bill Pay facility at zero charge
- Flexipay
- Balance Transfer on EMI
- Global acceptance
- Emergency card replacement
BOB Financial Select
- 5X rewards on Dining, Utility bills, Online spends; 1x on others
- 1,000 bonus rewards points every month
- Zero Fuel Surcharge
- Zero Annual Fees basis card usage
Editor's Review
Central SBI Select+ Credit Card
Pros
- Joining & Complimentary Benefits
- Renewal & Milestone Select Points
- Accelerated Select Points
- Instant Redemption
Cons
- No Golf/coaching sessions
- No Airport Lounge access
- High Renewal Fees
BOB Financial Select
Pros
- Easy EMI Option
- Multiple redemption options
- In-built insurance cover
Cons
- No Golf Privileges
- No Airport Lounge access
