Central SBI Select+ Credit Card vs Apollo SBI Card

• Central SBI Select Card Advantage
• Fast & Convenient
• Security
• Cash on the go
• Easy Bill Pay facility at zero charge
• Flexipay
• Balance Transfer on EMI
• Global acceptance
• Emergency card replacement

• Get complimentary Apollo Gold Tier Membership
• Get 3X Reward Points on every Rs. 100 spent on all Apollo services
• Get 10% Instant Discount at Select Apollo Services
• On every Rs. 100 spent on Dining, Movies & Entertainment, get 2X Reward Points

Pros                                                                    

• Joining & Complimentary Benefits
• Renewal & Milestone Select Points
• Accelerated Select Points
• Instant Redemption

Cons 

• No Golf/coaching sessions
• No Airport Lounge access 
• High Renewal Fees

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Convert Reward Point into Health Credits
• Get 10% Instant Discount at Select Apollo Services
• Complimentary Apollo Gold Tier Membership                                                                                                       

Cons 

• The reward points earned can only be redeemed to avail services at Apollo Healthcare Centers and related stores
• The complimentary OneApollo Silver Tier Membership doesn’t add much value as it could be availed by simply enrolling for the program for a decent cost or even for free. If they had to give this benefit, they should have probably offered a Gold Tier Membership to the program, which otherwise requires the person to spend a high fee for it in a year
• No Golf/coaching sessions