Apollo SBI Card vs IDFC FIRST Select Credit Card
Joining Fees
₹499
₹0
Editor's Rating
3.2
2.75
Key Features
- Get complimentary Apollo Gold Tier Membership
- Get 3X Reward Points on every Rs. 100 spent on all Apollo services
- Get 10% Instant Discount at Select Apollo Services
- On every Rs. 100 spent on Dining, Movies & Entertainment, get 2X Reward Points
- Get 3X Reward Points on Spends till Rs. 20,000 in a statement cycle
- Get 10X Reward Points on crossing spends of Rs. 20,000 in a statement cycle and on birthdays
- Avail 1X Reward Points on Insurance premium and Utility bill payments
- Use the Reward points to instantly pay for online or in-store purchases
- Get 3X Reward Points on rental and property management transactions
- Avail ‘Buy One, Get One' offer on movie tickets up to Rs. 125 on Paytm mobile app. This is valid twice per month
- Enjoy 300+ Brand Offers all year long
- Get up to 20% discount at 1500+ restaurants
- Complimentary Roadside Assistance worth Rs. 1,399
- 1% Fuel Surcharge Waiver up to Rs. 300 per month at all fuel stations in India, on transactions between Rs. 200 and Rs. 5000
- Air Accident Cover of Rs. 1 Crore
- Personal Accident Cover of Rs. 5,00,000
- Lost Card Liability Cover of Rs. 50,000
- Comprehensive Travel Insurance Cover of Rs. 22,500
- Convert all transactions above Rs. 2,500 into easy and convenient EMIs on the mobile app
- Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
- Enjoy convenient transfer of balances from other bank credit cards with the bank’s balance transfer privilege
Premium Benefits includes as follows:
- Availing 2 complimentary Domestic airport lounge visits per quarter, on spending Rs. 20,000 every month
- Availing 4 complimentary railway lounge visits per quarter
- Cancellation For Any Reason (CFAR) insurance: Get cancellation cover for up to 2 claims up to Rs. 10,000, will be available for hotel and flight booking cancellations.
VISA Offers are as follows:
- Airport Meet & Greet - Avail discounts on Airport Fast Track immigration service worldwide
- Airport Transfers - Enjoy discounts on Airport transfer limousine service across in more than 3000 cities across 83 countries
- Concierge
- Luxury Hotel Collection – Get access to over 900 luxury hotels around the globe with premium benefits such as automatic room upgrade upon arrival, Complimentary in-room Wi-Fi, Complimentary continental breakfast, VIP Guest status, 3PM check-out upon request and others
MasterCard Offers are as follows:
- Limo Service Airport Pick Up and Drop
- Airport Meet & Assist - Cardholders will get assistance through the airport with all aspects of their departure and arrivals
- Get 4 complimentary Golf rounds and 12 complimentary Golf lessons per calendar year
Editor's Review
Pros
- Convert Reward Point into Health Credits
- Get 10% Instant Discount at Select Apollo Services
- Complimentary Apollo Gold Tier Membership
Cons
- The reward points earned can only be redeemed to avail services at Apollo Healthcare Centers and related stores
- The complimentary OneApollo Silver Tier Membership doesn’t add much value as it could be availed by simply enrolling for the program for a decent cost or even for free. If they had to give this benefit, they should have probably offered a Gold Tier Membership to the program, which otherwise requires the person to spend a high fee for it in a year
- No Golf/coaching sessions
Pros
- Get 10X Reward Points on crossing spends of Rs. 20,000 in a statement cycle and on birthdays
- Domestic airport and railway lounge access
- Get 3X Reward Points on rental and property management transactions
Cons
- No International Airport Lounge access
- Welcome gift voucher is only provided on spending Rs. 5000 or more within 30 days of card generation
- No Priority Pass facility
