BOI Domestic Credit Card vs YES Prosperity Rewards Credit Card
Joining Fees
₹0
₹299
Editor's Rating
4
4.1
Key Features
- A Classic card with Photo or Non-Photo
- Avail Membership to the BOI Reward programme
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
- 4 Reward Points for every Rs. 200 spent on Groceries & Supermarkets
- 2 Reward Points for every Rs. 200 on other categories
- Exclusive Catalogue of Products
- Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point)
Editor's Review
Pros
- The Billing cycle is from 16th of current month to 15th of next month
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
- Avail flexible credit limits for add-on cards
Cons
- No Golf Privileges
- No Airport Lounge Access
- This card is for Domestic usage and valid only in India and Nepal
Pros
- This credit card is good for those who’re seeking Reward Points
- Fuel Surcharge Waiver
- This credit card is good for those who love to shop
Cons
- This credit card isn’t travel-specific card
- No Golf Privileges
- Not much discount on movies
