BOI Domestic Credit Card vs Axis My Zone Credit Card
Joining Fees
₹0
₹500
Editor's Rating
4
3.9
Key Features
- A Classic card with Photo or Non-Photo
- Avail Membership to the BOI Reward programme
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
- Purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
- Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance
- Get flat Rs. 120 off on food delivery at Swiggy
- 1 complimentary access to select airport lounges within India per Calendar quarter
- Earn 4 EDGE REWARD points with every Rs. 200 spent on the credit card
- 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
- On any transaction over Rs. 2,500, convert these purchases to EMI
- Indulge in delectable cuisines up to 15% off at partnered restaurants in India
- Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
Editor's Review
Pros
- The Billing cycle is from 16th of current month to 15th of next month
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
- Avail flexible credit limits for add-on cards
Cons
- No Golf Privileges
- No Airport Lounge Access
- This card is for Domestic usage and valid only in India and Nepal
Pros
- Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
- 1 Complimentary airport lounge access
- Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance
Cons
* No golf/coaching sessions
* High interest rate
