BOI Domestic Credit Card vs YES Prosperity Rewards Plus Credit Card

• A Classic card with Photo or Non-Photo
• Avail Membership to the BOI Reward programme
• Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
• Fuel Transaction Surcharge: 1% of transaction amount 

• 500 Reward Points on each YES PayNow registration
• 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
• 4 Reward Points for every Rs. 200 on other categories 
• Exclusive Catalogue of Products

Pros

• The Billing cycle is from 16th of current month to 15th of next month
• Interest free credit for up to 51 days and revolving credit at preferential rate
• EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
• Avail flexible credit limits for add-on cards

Cons

• No Golf Privileges 
• No Airport Lounge Access
• This card is for Domestic usage and valid only in India and Nepal

Pros

• Accelerated Rewards on Supermarkets and Grocery Stores
• Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
• Fuel Surcharge Waiver 

Cons

• No complimentary Golf Lessons/Sessions 
• No Complimentary Priority Pass Membership
• No Airport Lounge access