Bank of Maharashtra - SBI Platinum Credit Card vs YES Prosperity Cashback Credit Card

Joining Fees

₹2,999

₹999

Editor's Rating

2.3

5

Key Features

  • Get Welcome Gift voucher worth Rs. 3,000 from any one of the brand partners
  • Spend linked gift vouchers worth Rs. 6,000
  • 5X Reward Points on Dining, Departmental store and International spends
  • Card Anniversary gift voucher worth Rs. 3,000 
  • 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Instant EMI
  • Earn rewards points on your transactions that are converted into EMIs

Editor's Review

Pros

  • Avail spend rewards on annual spending of Rs. 4 lakhs and 5 lakhs, each
  • Receive e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies/Bata, Westside, Shoppers Stop
  • 2 complimentary Domestic Airport Lounge visits every quarter in India

Cons

  • Although you’ll get a complimentary membership to the Priority Pass Program worth $99, there’s a usage fee of $27 +taxes that will be charged to Bank of Maharashtra - SBI Platinum Credit Card every time you visit an airport lounge. Moreover, only the Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only

Pros

  • Preferential Foreign Currency Markup of 3.40% only
  • 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
  • Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES

Cons

  • No complimentary Airport Lounge access
  • No Golf/coaching sessions
  • High-interest rate


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