YES Prosperity Cashback Credit Card vs Flipkart Axis Bank Credit Card
Joining Fees
₹999
₹500
Editor's Rating
5
3.7
Key Features
- 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
- Instant EMI
- Earn rewards points on your transactions that are converted into EMIs
- Welcome Benefits: Rs. 600 worth of joining and activation benefits
- Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy
- Get unlimited 5% cashback on Flipkart spends
- Get unlimited 4% Cashback on Preferred Merchants
- Get unlimited 1.5% Cashback on other eligible categories
- 4 complimentary lounge visits to select airport lounges within India per Calendar year
- 1% fuel surcharge waiver on all fuel transactions in India
- On any transaction over Rs. 2,500, convert the purchases into EMI
- Indulge in delectable cuisines up to 15% off at partnered restaurants in India
- Annual fee will be waived off on annual spends greater than Rs. 3,50,000
Editor's Review
Pros
- Preferential Foreign Currency Markup of 3.40% only
- 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
- Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES
Cons
- No complimentary Airport Lounge access
- No Golf/coaching sessions
- High-interest rate
Pros
- Unlimited Cashback
- Complimentary Airport Lounge Access
- Card replacement fee (lost or stolen or re-issue): Waived
Cons
- Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
- 3.5% foreign currency conversion fees
- No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards
