YES Prosperity Cashback Credit Card vs Flipkart Axis Bank Credit Card

Joining Fees



Editor's Rating



Key Features

  • 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Instant EMI
  • Earn rewards points on your transactions that are converted into EMIs
  • 5% cashback on Flipkart, 4% Cashback on Preferred Merchants, & 1.5% Cashback on all other categories
  • Complimentary 4 lounge visits to selected airport lounges within India per Calendar quarter
  • On any transaction over Rs. 2,500, convert these purchases to EMI
  • Indulge in delectable cuisines up to 15% off up to Rs. 500 at partnered restaurants in India
  • 1% fuel surcharge waiver on fuel purchases at fuel stations in India. This is valid on transactions between Rs. 400 and Rs. 4000 only
  • Annual fee will be waived off on annual spends greater than Rs. 3,50,000

Editor's Review


  • Preferential Foreign Currency Markup of 3.40% only
  • 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
  • Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES


  • No complimentary Airport Lounge access
  • No Golf/coaching sessions
  • High-interest rate


  • Unlimited Cashback
  • Complimentary Airport Lounge Access
  • Card replacement fee (lost or stolen or re-issue): Waived


  • Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
  • 3.5% foreign currency conversion fees
  • No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards

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