YES Prosperity Cashback Credit Card vs Flipkart Axis Bank Credit Card

• 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
• Avail great offers across travel, dining, shopping, wellness and more, in select cities
• Instant EMI
• Earn rewards points on your transactions that are converted into EMIs

• Annual fee will be waived off on annual spends greater than Rs. 3,50,000
• Welcome Benefits: Rs. 350 worth of activation benefits , get Flipkart voucher worth Rs. 250 on making first transaction, 50% off (up to Rs. 100) on Swiggy food orders for first time Swiggy users
• Get 7.5% cashback on Myntra spends
• Get 5% cashback on Flipkart and Cleartrip spends
• Get unlimited 4% Cashback on Preferred Merchants
• Get unlimited 1% Cashback on other eligible categories
• 1% fuel surcharge waiver on all fuel transactions in India. This is applicable on transactions between Rs. 400 to Rs. 4000
• On any transaction over Rs. 2,500, convert the purchases into EMI
• Indulge in delectable cuisines up to 15% off, up to Rs. 500, at partnered restaurants in India
• On Wednesdays, receive the following offers:
  A. Instant savings of up to 15% on flights and hotels via Makemytrip
  B. 10% off on orders via Swiggy
  C. 10% off up to Rs. 1000 on Tira

Pros

• Preferential Foreign Currency Markup of 3.40% only
• 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
• Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES

Cons

• No complimentary Airport Lounge access
• No Golf/coaching sessions
• High-interest rate

Pros

• Unlimited Cashback
• 7.5% cashback on Myntra
• Unlimited cashback on partner merchants

Cons

• Low cashback on non-accelerated categories
• Not suitable for customers seeking benefits on offline shopping or non-brand benefits
• High annual fee waiver condition for an entry-level card
• No complimentary lounge access benefits