Bank of Maharashtra - SBI Platinum Credit Card vs Citi Prestige Credit Card

• Get Welcome Gift voucher worth Rs. 3,000 from any one of the brand partners
• Spend linked gift vouchers worth Rs. 6,000
• 5X Reward Points on Dining, Departmental store and International spends
• Card Anniversary gift voucher worth Rs. 3,000 

• Get benefits worth Rs. 38,000+ in the first year
• Welcome Bonus Miles worth Rs. 4,500
• Taj Group/ ITC Hotels Vouchers of Rs. 10,000
• Reward Points worth Rs. 24,000 on annual spends

Pros

• Avail spend rewards on annual spending of Rs. 4 lakhs and 5 lakhs, each
• Receive e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies/Bata, Westside, Shoppers Stop
• 2 complimentary Domestic Airport Lounge visits every quarter in India

Cons

• Although you’ll get a complimentary membership to the Priority Pass Program worth $99, there’s a usage fee of $27 +taxes that will be charged to Bank of Maharashtra - SBI Platinum Credit Card every time you visit an airport lounge. Moreover, only the Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only

Pros

• Never expiring reward points
• Epicure Plan of Taj InnerCircle membership
• Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
• Instantly Pay with Points at select partners

Cons

• High Annual Membership Fee of Rs. 20,000 + taxes
• High-interest rate