Bank Of Maharashtra - SBI Card vs AXIS Bank IOCL Rupay Credit Card
Joining Fees
₹499
₹500
Editor's Rating
2.9
3.9
Key Features
- Bank Of Maharashtra - SBI Card’s Welcome Offer: Avail Rs. 100 cashback on the first ATM cash withdrawal, if done within 30 days of receiving the card
- Annual membership fee reversal from the second year
- Get 1 Reward Point on every Rs. 100 as you spend using the Bank of Maharashtra - SBI Card. Use the Reward Points to pay the outstanding balance on the credit card or redeem against a wide array of gifts
- Bank of Maharashtra - SBI Card is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India
- Withdrawals of cash can be done anytime from over 1 million Visa ATMs worldwide
- Book railway tickets online and they’ll get delivered at your doorstep
*As a welcome benefit, get 100% Cashback up to Rs 250 on all fuel transactions in the first 30 days of issuing of the card
* Waiver of 1% fuel surcharge on fuel spends between Rs. 200 to Rs. 5000
* Get 10% instant discount for movie tickets booked through BookMyShow website or app
* An annual fee waiver applicable if the cardholder spends over Rs. 50,000 in a year
* Users can get loyalty points in the form of 1 EDGE REWARD point on every Rs. 100 spent with the card
* Domestic airport lounge access
Editor's Review
Pros
- Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward points
- Up to 2.5% value back, as you get 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores
- On all other spends earn 1 Reward point per Rs. 100 spent. (4 Reward points = Rs. 1)
Cons
- No Complimentary Airport Lounge access
- No Golf Privileges
Pros
* Earn 20 Reward Points per Rs 100 spent at any IOCL outlet in India
* Get 10% instant discount for movie tickets booked through BookMyShow website or app
* Gain reward points worth 1% (5 Reward Points) for every Rs. 100 spent on online shopping, groceries, utility payments, and 1 reward point for every Rs. 100 spent on all other expenses
Cons
* No International Airport Lounge access
* No Golf benefits
* No travel miles benefits
