Axis Bank Vistara Signature Credit Card vs IRCTC SBI Card on RuPay Platform

Joining Fees

₹3,000

₹500

Editor's Rating

3.7

3.9

Key Features

  • Get Club Vistara Membership as a complimentary
  • On achieving the milestone spends, get bonus CV Points and up to four complimentary Premium Economy Tickets
  • Complimentary lounge access at selected airports within India
  • Explore curated experiences from across the world with Extraordinary Weekends
  • Air Accident Cover of up to Rs. 2.5 crore
  • Avail exclusive travel privileges by logging on to irctc.co.in 
  • Book airline tickets with IRCTC at unbeatable prices
  • Enjoy the wide range of tailor-made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
  • Get accommodation at over 5,000 hotels, covering 350 cities in India

Editor's Review

Pros

  • Accrue Club Vistara Points on every swipe
  • 3 complimentary rounds of golf in India’s most picturesque destinations
  • Discount of 15% off at partnered restaurants across the country with Axis Bank Dining Delights

Cons

  • High Annual Fee with no waiver option
  • High Joining Fees

Pros

  • 4 complimentary railway lounge access in a quarter to participating lounges in India
  • Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
  • Purchase tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn 10% Value back as Reward points

Cons

  • No Airport Lounge Access 


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