IRCTC SBI Card on RuPay Platform vs InterMiles ICICI Bank Coral Credit Card

Joining Fees

₹500

₹1,250

Editor's Rating

3.9

4.3

Key Features

  • Avail exclusive travel privileges by logging on to irctc.co.in 
  • Book airline tickets with IRCTC at unbeatable prices
  • Enjoy the wide range of tailor-made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
  • Get accommodation at over 5,000 hotels, covering 350 cities in India
  • Avail 5% discount on Economy Class tickets booked on Etihad Airways
  • Redemption Miles Back on international flights: 20%
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • American Express Connect provides wide range of special offers in categories like Travel, Lodging, Dining, Retail and Online Shopping

Editor's Review

Pros

  • 4 complimentary railway lounge access in a quarter to participating lounges in India
  • Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
  • Purchase tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn 10% Value back as Reward points

Cons

  • No Airport Lounge Access 

Pros

  • 1% fuel surcharge will be applicable on fuel transactions
  • Complimentary airport lounge access
  • Enjoy your favourite movies with offers on BookMyShow and Inox

Cons

  • High interest rates
  • No Golf Privileges

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