IRCTC SBI Card on RuPay Platform vs BOI International Credit Card
Joining Fees
₹500
₹1,500
Editor's Rating
3.9
4.1
Key Features
- Avail exclusive travel privileges by logging on to irctc.co.in
- Book airline tickets with IRCTC at unbeatable prices
- Enjoy the wide range of tailor-made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
- Get accommodation at over 5,000 hotels, covering 350 cities in India
- Affiliation: Mastercard/Visa/Rupay
- The Card is valid in India, Nepal and all foreign centers across the Globe, wherever MASTER logo is displayed
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
Editor's Review
Pros
- 4 complimentary railway lounge access in a quarter to participating lounges in India
- Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
- Purchase tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn 10% Value back as Reward points
Cons
- No Airport Lounge Access
Pros
- 1 complimentary lounge visit per quarter at airport lounges in India for Master Platinum International card
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
- The maximum amount of cash that can be withdrawn from ATM is Rs. 15,000 per day
Cons
- No Golf Privileges
