Axis Bank Vistara Signature Credit Card vs InterMiles ICICI Rubyx Credit Card

Joining Fees

₹3,000

₹2,500

Editor's Rating

3.7

4.1

Key Features

  • Exclusive privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
  • Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
  • Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
  • 2 Complimentary lounge access at select airport within India
  • Explore curated experiences with Extraordinary weekends
  • Explore curated experiences from across the world with Extraordinary weekends
  • Get 3 complimentary rounds of golf at some  of India’s  most picturesque destinations
  • Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
  • Purchase Protection Cover up to to Rs. 1 lakh
  • Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
  • On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
  • Fuel Transaction Surcharge- 1% of transaction amount
  • Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
  • Every year on renewal, get 2,500 renewal bonus InterMiles and a complimentary discount code worth Rs. 250
  • Avail 5% discount on Economy Class tickets booked on Etihad Airways
  • Redemption Miles Back on international flights: 25%
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Complimentary access to select lounges at airports in India

Editor's Review

Pros

  • Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
  • Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
  • 2 Complimentary lounge access at select airport within India 

Cons

  • High Annual Fee with no waiver option
  • High Annual Fee with no waiver option
  • You’re tied to Club Vistara Points

Pros

  • 1% fuel surcharge will be applicable on fuel transactions
  • Earn up to 8 InterMiles per Rs 100 spent
  • Enjoy your favourite movies with offers on BookMyShow and Inox

Cons

  • High-interest rate
  • High Joining Fees
  • No Golf Privileges

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