Axis Bank Vistara Platinum Credit Card vs Paytm HDFC Bank Select Credit Card
Joining Fees
₹1,500
₹1,000
Editor's Rating
4.1
3.75
Key Features
* Complimentary Economy Flight Ticket as welcome gift. Continue to enjoy this benefit on renewal of your Credit Card membership every year
* Get up to 3 FREE economy Flight tickets on every milestone achieved
* 2 CV points per Rs. 200 spent across all the categories
* 2 complimentary lounge visits per annum at select domestic airports
* Complimentary Club Vistara base Membership
* Up to 25% off up to Rs. 800 once every month at partnered restaurants
* Purchase Protection Cover up to Rs. 1 lakh. Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage
* On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
- Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
- Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
- Get 1% Cashback on all other retail transactions
- Obtain up to 50 days of interest free credit
- Get up to 4 complimentary add-on cards
- Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
- If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
- 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
- Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000
- Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter
- The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
- Avail up to 20% discount on partner restaurants through Dineout
Editor's Review
Pros
* Get up to 3 FREE economy Flight tickets on every milestone achieved
* 2 CV points per Rs. 200 spent across all the categories
* 2 complimentary lounge visits per annum at select domestic airports
Cons
* You’re tied to Club Vistara Points
* No golf benefits
Pros
- 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
- Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
- 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
Cons
- No rewards as such
- Get 1% Cashback on all other retail transactions
- Milestone benefits could have been made better
