Axis Bank Vistara Platinum Credit Card vs ICICI Bank Platinum Chip Credit Card

Joining Fees

₹1,500

₹0

Editor's Rating

4.1

3.07

Key Features

* Complimentary Economy Flight Ticket as welcome gift. Continue to enjoy this benefit on renewal of your Credit Card membership every year

* Get up to 3 FREE economy Flight tickets on every milestone achieved

* 2 CV points per Rs. 200 spent across all the categories

* 2 complimentary lounge visits per annum at select domestic airports

* Complimentary Club Vistara base Membership

* Up to 25% off up to Rs. 800 once every month at partnered restaurants

* Purchase Protection Cover up to Rs. 1 lakh. Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage

* On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs

  • Avail 2 Reward Points on every Rs. 100 spent for all retail purchases except fuel. Redeem the points to avail attractive products on ICICI Bank Rewards platform
  • Avail 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
  • Redeeming ICICI Bank Rewards Points is easy and it allows you to indulge in the finer things life has to offer. From movie and travel vouchers to lifestyle products, ICICI Bank Reward Points offer a diverse range of options for redemption
  • 1% fuel surcharge waiver on fuel transactions of maximum Rs. 4,000 at HPCL pumps
  • Visa Offers: Enjoy great offers from luxury hotels, restaurants, lifestyle stores, spas. Moreover, when traveling abroad, use the dedicated Global Emergency Assistance Service provided by Visa for reporting loss of card, emergency card replacement, emergency cash advance or for other enquiries that you may have
  • Mastercard Offers: Mastercard Priceless Specials is an exclusive program specially created for Mastercard cardholders. This program has a host of exceptional experiences designed to inspire and enrich the lives of the Mastercard cardholders

Editor's Review

Pros

* Get up to 3 FREE economy Flight tickets on every milestone achieved

* 2 CV points per Rs. 200 spent across all the categories

* 2 complimentary lounge visits per annum at select domestic airports

Cons

* You’re tied to Club Vistara Points

* No golf benefits

Pros

  • Avail 2 Reward Points on every Rs. 100 spent for all retail purchases except fuel, and 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
  • 1% fuel surcharge waiver on fuel transactions
  • Visa Offers: Enjoy great offers from luxury hotels, restaurants, lifestyle stores, spas
  • Mastercard Offers: Mastercard Priceless Specials is an exclusive program that has a host of exceptional experiences designed to inspire and enrich the lives of the Mastercard cardholders

Cons

  • No International Airport Lounge access
  • No Golf benefits
  • No travel miles benefits


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