Compare ICICI Bank Platinum Chip Credit Card vs HDFC Diners Club Black

Avail 2 Reward Points on every Rs. 100 spent for all retail purchases except fuel. Redeem the points to avail attractive products on ICICI Bank Rewards platform
Avail 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
Redeeming ICICI Bank Rewards Points is easy and it allows you to indulge in the finer things life has to offer. From movie and travel vouchers to lifestyle products, ICICI Bank Reward Points offer a diverse range of options for redemption
1% fuel surcharge waiver on fuel transactions of maximum Rs. 4,000 at HPCL pumps
Visa Offers: Enjoy great offers from luxury hotels, restaurants, lifestyle stores, spas. Moreover, when traveling abroad, use the dedicated Global Emergency Assistance Service provided by Visa for reporting loss of card, emergency card replacement, emergency cash advance or for other enquiries that you may have
Mastercard Offers: Mastercard Priceless Specials is an exclusive program specially created for Mastercard cardholders. This program has a host of exceptional experiences designed to inspire and enrich the lives of the Mastercard cardholders

Complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months) and MMT BLACK
Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month
Avail 5 Reward Points for every Rs 150 spent
Up to 10X Reward Points via SmartBuy and 2X on weekend dining
HDFC Bank x Swiggy Dineout - Good food Trail: Enjoy FLAT 10% EXTRA OFF on dining bills at 35K+ restaurants
Travel benefits: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners
Up to 50 days of interest free credit period on the credit card
Credit liability cover: Rs. 9 lakh
Foreign Currency Markup: 2% on all your foreign currency spends
Revolving Credit is available at a nominal interest rate on the HDFC Bank Diners Club Black Credit Card
24/7 Concierge Services
Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members
1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and Max CashBack of Rs. 1000 per statement cycle
Milestone Benefit: As the milestone benefit the credit card holders can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cabs vouchers worth Rs. 500 every month on spends of Rs. 80,000
Annual Spend based benefit: Complimentary annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months), MMT BLACK can also be availed upon achieving annual spend of Rs 8 Lakhs at the time of card anniversary
HDFC Bank Diners Club Black Credit Card comes with an option to convert big spends into EMI after purchase
Contactless Payment
Complimentary Golf games across the finest courses in the world ( 6 per quarter)

Pros

Avail 2 Reward Points on every Rs. 100 spent for all retail purchases except fuel, and 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
1% fuel surcharge waiver on fuel transactions
Visa Offers: Enjoy great offers from luxury hotels, restaurants, lifestyle stores, spas
Mastercard Offers: Mastercard Priceless Specials is an exclusive program that has a host of exceptional experiences designed to inspire and enrich the lives of the Mastercard cardholders

Cons

No International Airport Lounge access
No Golf benefits
No travel miles benefits

Pros

Air accident insurance cover worth Rs 2 crore
Emergency overseas hospitalization: Rs. 50 Lakh
Travel Insurance Cover of up to Rs. 55,000 on baggage delay
Credit Liability Cover of up to Rs. 9 Lakh
Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs

Cons