Axis Bank Vistara Platinum Credit Card vs Axis Bank Rewards Credit Card

Joining Fees

₹1,500

₹1,000

Editor's Rating

4.1

4.5

Key Features

* Complimentary Economy Flight Ticket as welcome gift. Continue to enjoy this benefit on renewal of your Credit Card membership every year

* Get up to 3 FREE economy Flight tickets on every milestone achieved

* 2 CV points per Rs. 200 spent across all the categories

* 2 complimentary lounge visits per annum at select domestic airports

* Complimentary Club Vistara base Membership

* Up to 25% off up to Rs. 800 once every month at partnered restaurants

* Purchase Protection Cover up to Rs. 1 lakh. Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage

* On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs

  • On every Rs. 125 spends, gain unlimited 2 EDGE REWARD points
  • Avail 10X reward points on every Rs. 125 spent on apparel and departmental stores
  • Receive accelerated points for spends up to Rs. 7000 per month on specific categories
  • Membership Benefits: Gain a bouquet of memberships up to Rs. 1,000 every anniversary year
  • Milestone Benefits: Avail 1,500 EDGE REWARD points on net spends of Rs. 30,000 per statement cycle
  • 30% off on Swiggy food delivery. This is applicable on minimum transaction of Rs. 200 per order and can be availed up to 2 times in a month
  • 2 complimentary lounge access per quarter at selected domestic airports
  • 1% fuel surcharge on fuel purchases at all fuel stations within India. This is valid on transactions between Rs. 400 to Rs. 5,000 only
  • Purchase Protection Cover up to Rs. 1 Lakh
  • Credit Shield 1 Lakh
  • Loss of Check-in Baggage Cover up to 500 USD
  • Cover up to USD 300 for the following: Delay of check-in baggage and Loss of travel documents
  • Enjoy up to 15% off, maximum Rs. 500, at partnered restaurants in India
  • Annual Fee of Rs. 1,000 will be waived off by making annual spends of Rs. 2,00,000 and above

Editor's Review

Pros

* Get up to 3 FREE economy Flight tickets on every milestone achieved

* 2 CV points per Rs. 200 spent across all the categories

* 2 complimentary lounge visits per annum at select domestic airports

Cons

* You’re tied to Club Vistara Points

* No golf benefits

Pros

* Unlimited 2 EDGE REWARD points on every Rs. 125 spends
* Accelerated points for spends up to Rs. 7000 per month on specific categories
* Gain a bouquet of memberships up to Rs. 1,000 every anniversary year

Cons

* No access to international lounges at airports
* No golf benefits are provided


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