Axis Bank Privilege Credit Card vs Marriott Bonvoy HDFC Bank Credit Card

• As an activation benefit, avail 12,500 EDGE Reward Points that are redeemable against travel or shopping vouchers worth Rs. 5000 
• Annual fees reversal on achieving spends of Rs. 2.5 Lakhs
• Earn 3000 EDGE REWARD points on credit card renewal 
• By converting the earned EDGE REWARD points to Paytm flight & hotel vouchers worth twice the value, you can double the benefit upon achieving spends milestone of Rs. 2.5 lakh
• Get 20% off at 4000+ partnered restaurants
• Earn Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
• On every Rs 200 spent on the credit card domestically/Internationally earn 10 points
• 2 Complimentary domestic airport lounge access
• Avail Fuel Surcharge Waiver 
• Avail up to Rs. 2.5 crore for Air Accident Cover
• On transactions over Rs. 2500, convert the purchases into EMIs

* Avail 8 Marriott Bonvoy Points per Rs. 150 spent at hotels participating in Marriott Bonvoy
* Avail 4 Marriott Bonvoy Points per Rs. 150 spent on dining, entertainment, and travel
* Avail 2 Marriott Bonvoy Points per Rs. 150 spent on all other applicable purchases
* Get Complimentary Golf Access 2 per quarter across the globe (Green Fee Waiver)
* Zero Lost card liability
* Foreign Currency Markup is 3.5% on all foreign currency spends
* Enjoy Revolving Credit on Marriott Bonvoy HDFC Bank Credit Card at nominal interest rate
* Avail 12 Complimentary domestic and international terminals access within India using the Marriott Bonvoy HDFC Bank Credit Card each year
* Avail 12 Complimentary airport lounge access outside India each year
* Get 1 Free Night Award on Eligible Spends of Rs. 6 lakhs in an Anniversary Year
* Get 1 Free Night Award on Eligible Spends of Rs. 9 lakhs in an Anniversary Year
* Get 1 Free Night Award on Eligible Spends of Rs. 15 lakhs in an Anniversary Year
* Avail Delay or loss of checked-in baggage cover of up to $250
* Loss of travel documents cover of up to $250
* Flight delay cover of up to $250
* Air accidental cover of up to $12,500
* Emergency medical expenses cover of up to $18,750
* Credit shield of up to Rs. 100,000
* Loss liability cover of up to Rs. 100,000
* Exclusive Concierge Services
* You can convert big spends into EMI after purchases
*  Marriott Bonvoy HDFC Bank Credit Card is enabled for contactless payments

Pros

• Milestone and Activation benefits
• Complimentary Airport Lounge Access
• Annual Fee is Low

Cons 

• No complimentary Golf lessons
• Annual interest rate is too high
• The total benefits on the Axis Bank Signature Credit card with Lifestyle Benefits is approx more than Rs. 33,000, whereas the total benefits on the Axis Bank Privilege Credit Card is approx more than 27600 

Pros

* Avail elite privileges on Marriott hotel bookings
* Get international and domestic airport lounges access
* Get access to Marriott Bonvoy Silver Elite Status 
* As welcome and milestone benefits, get Free Night Stays at Marriott

Cons

* There are no general travel benefits
* The features to co-branded hotel bookings are limited
* The base reward rate is low
* There’s no Priority Pass membership
* There’s no card renewal benefits or fee waiver option