Axis Bank Privilege Credit Card vs Axis Bank Vistara Signature Credit Card

Joining Fees

₹1,500

₹3,000

Editor's Rating

4.2

3.7

Key Features

  • As an activation benefit, avail 12,500 EDGE Reward Points that are redeemable against travel or shopping vouchers worth Rs. 5000 
  • Annual fees reversal on achieving spends of Rs. 2.5 Lakhs
  • Earn 3000 EDGE REWARD points on credit card renewal 
  • By converting the earned EDGE REWARD points to Paytm flight & hotel vouchers worth twice the value, you can double the benefit upon achieving spends milestone of Rs. 2.5 lakh
  • Get 20% off at 4000+ partnered restaurants
  • Earn Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
  • On every Rs 200 spent on the credit card domestically/Internationally earn 10 points
  • 2 Complimentary domestic airport lounge access
  • Avail Fuel Surcharge Waiver 
  • Avail up to Rs. 2.5 crore for Air Accident Cover
  • On transactions over Rs. 2500, convert the purchases into EMIs
  • Get Club Vistara Membership as a complimentary
  • On achieving the milestone spends, get bonus CV Points and up to four complimentary Premium Economy Tickets
  • Complimentary lounge access at selected airports within India
  • Explore curated experiences from across the world with Extraordinary Weekends
  • Air Accident Cover of up to Rs. 2.5 crore

Editor's Review

Pros

  • Milestone and Activation benefits
  • Complimentary Airport Lounge Access
  • Annual Fee is Low

Cons 

  • No complimentary Golf lessons
  • Annual interest rate is too high
  • The total benefits on the Axis Bank Signature Credit card with Lifestyle Benefits is approx more than Rs. 33,000, whereas the total benefits on the Axis Bank Privilege Credit Card is approx more than 27600 

Pros

  • Accrue Club Vistara Points on every swipe
  • 3 complimentary rounds of golf in India’s most picturesque destinations
  • Discount of 15% off at partnered restaurants across the country with Axis Bank Dining Delights

Cons

  • High Annual Fee with no waiver option
  • High Joining Fees


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