Axis Bank Privilege Credit Card vs Bandhan Bank Standard Chartered credit cards

• As an activation benefit, avail 12,500 EDGE Reward Points that are redeemable against travel or shopping vouchers worth Rs. 5000 
• Annual fees reversal on achieving spends of Rs. 2.5 Lakhs
• Earn 3000 EDGE REWARD points on credit card renewal 
• By converting the earned EDGE REWARD points to Paytm flight & hotel vouchers worth twice the value, you can double the benefit upon achieving spends milestone of Rs. 2.5 lakh
• Get 20% off at 4000+ partnered restaurants
• Earn Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
• On every Rs 200 spent on the credit card domestically/Internationally earn 10 points
• 2 Complimentary domestic airport lounge access
• Avail Fuel Surcharge Waiver 
• Avail up to Rs. 2.5 crore for Air Accident Cover
• On transactions over Rs. 2500, convert the purchases into EMIs

Bandhan Bank Standard Chartered One credit card’s features:

• Fuel Surcharge Waiver is applicable - 1% of the transaction 
• For every Rs. 150 spent, avail 1 reward point 
• Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• As joining benefit, get 500 Rewards Points 

Bandhan Bank Standard Chartered Plus credit card’s features:

• Fuel Surcharge Waiver is applicable - 1% of the transaction 
• For every Rs. 150 spent, avail 3 reward points 
• Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• As joining benefit, get 1500 Rewards Points 

Bandhan Bank Standard Chartered Xclusive credit card’s features:

• Fuel Surcharge Waiver is applicable - 1% of the transaction 
• For every Rs. 150 spent, avail 3 reward point 
• Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• Additional Rewards Points throughout the year
• MakeMyTrip Cashback of  Rs. 3000 as a joining benefit 

Pros

• Milestone and Activation benefits
• Complimentary Airport Lounge Access
• Annual Fee is Low

Cons 

• No complimentary Golf lessons
• Annual interest rate is too high
• The total benefits on the Axis Bank Signature Credit card with Lifestyle Benefits is approx more than Rs. 33,000, whereas the total benefits on the Axis Bank Privilege Credit Card is approx more than 27600 

Bandhan Bank Standard Chartered One credit card’s review:

Pros

• As joining  benefit, get 500 Rewards Points 
• Renewal Fee will be waived off on annual spends of Rs. 60,000
• Annual Fees  Rs. 299

Cons

• No Golf Privileges 
• No Airport Lounge access 
• High-interest rates 

Bandhan Bank Standard Chartered Plus credit card’s review:

Pros

• Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• As joining  benefit, get 1500 Rewards Points 
• Renewal Fee will be waived off on annual spends of Rs. 90,000

Cons

• No Golf Privileges 
• No Airport lounge access 
• High-Interest rates 

Bandhan Bank Standard Chartered Xclusive credit card’s review:

Pros

• Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• Additional Rewards Points throughout the year
• MakeMyTrip Cashback of  Rs. 3000 as a joining benefit  
• 4 Lounge Access per calendar quarter 

Cons

• No golf privileges 
• High renewal/annual fee
• High-interest rates