Axis Bank Privilege Credit Card vs HDFC Diners Club Premium Credit Card
Joining Fees
₹1,500
₹2,500
Editor's Rating
4.2
3.3
Key Features
- Milestone Benefit: Avail additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 5 lakh in a card anniversary year
- Annual fees reversal on achieving spends of Rs. 5 Lakhs in the previous card anniversary year
- 2 Complimentary access per calendar quarter to select domestic lounges. Do note to be eligible for the access you have to do 50K spends in prior 3 months
- With EazyDiner, Axis Bank Dining Delights program, get Rs. 1000 off and more
- Fuel surcharge refund on spends at all fuel stations across India. Avail this offer on transactions between Rs. 400 and Rs. 4,000 only.
- Get Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Avail points for the following transaction: 10 points on every Rs 200 Spent on the credit card domestically/Internationally
- Purchase Protection Plan up to Rs. 1 Lakhs
- Credit Shield 1 Lakh
- Loss Travel Documents Cover up to 300 USD
- Delay of Check-in Baggage cover up to 300 USD
- Loss of Check-in Baggage Cover up to 500 USD
- You can convert reward points to miles on Jet Airways, Air India and Singapore Airlines (1 reward point = 0.50 air mile)
- Avail 10 X Reward Point on International spends
- 24x7 concierge service for reservations for travel needs
- Redeem Reward Points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com .(1 Reward Point = 0.50 AirMile)
- Lowest mark up on foreign currency transactions: Just 2%
- Insurance Benefits
Editor's Review
Pros
- Milestone and Activation benefits
- Complimentary Airport Lounge Access
Cons
- No complimentary Golf lessons
- Annual interest rate is too high
Pros
- Get Up to 6 Complimentary access to 1000+ lounges Worldwide
- Redeem points for exclusive gifts from the rewards catalogue
- 4 Reward Points for every Rs. 150 spent
- Get a free renewal by spending Rs. 3 lakhs in 12 months
Cons
- No complimentary offers for movie tickets
- No Cashback on spends
