HDFC Diners Club Premium Credit Card vs Axis My Zone Credit Card

• You can convert reward points to miles on Jet Airways, Air India and Singapore Airlines (1 reward point = 0.50 air mile)
• Avail 10 X Reward Point on International spends
• 24x7 concierge service for reservations for travel needs
• Redeem Reward Points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com .(1 Reward Point = 0.50 AirMile)
• Lowest mark up on foreign currency transactions: Just 2%
• Insurance Benefits 

• Purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200                
• Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance                                                                                                      
• Get flat Rs. 120 off on food delivery at Swiggy
• 1 complimentary access to select airport lounges within India per Calendar quarter
• Earn 4 EDGE REWARD points with every Rs. 200  spent on the credit card
• 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
• On any transaction over Rs. 2,500, convert these purchases to EMI
• Indulge in delectable cuisines up to 15% off at partnered restaurants in India
• Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999

Pros

• Get Up to 6 Complimentary access to 1000+ lounges Worldwide
• Redeem points for exclusive gifts from the rewards catalogue
• 4 Reward Points for every Rs. 150 spent
• Get a free renewal by spending Rs. 3 lakhs in 12 months 

Cons

• No complimentary offers for movie tickets 
• No Cashback on spends 

Pros

• Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
• 1 Complimentary airport lounge access
• Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance          

Cons

* No golf/coaching sessions

* High interest rate