HDFC Diners Club Premium Credit Card vs Axis My Zone Credit Card

Joining Fees

₹2,500

₹500

Editor's Rating

3.3

3.9

Key Features

  • You can convert reward points to miles on Jet Airways, Air India and Singapore Airlines (1 reward point = 0.50 air mile)
  • Avail 10 X Reward Point on International spends
  • 24x7 concierge service for reservations for travel needs
  • Redeem Reward Points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com .(1 Reward Point = 0.50 AirMile)
  • Lowest mark up on foreign currency transactions: Just 2%
  • Insurance Benefits 
  • With MyZone Credit Card, purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
  • Get 40% discount on food delivery at Swiggy
  • Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
  • Earn 4 EDGE REWARD Points with every Rs. 200 spent on the credit card
  • Get a complimentary SonyLiv Premium annual subscription that is worth Rs. 999 on the first spend within the first 30 days of card issuance. Customers are eligible for the SonyLiv Premium membership renewal when they spend Rs. 1.5 lakh in a card anniversary year

Editor's Review

Pros

  • Get Up to 6 Complimentary access to 1000+ lounges Worldwide
  • Redeem points for exclusive gifts from the rewards catalogue
  • 4 Reward Points for every Rs. 150 spent
  • Get a free renewal by spending Rs. 3 lakhs in 12 months 

Cons

  • No complimentary offers for movie tickets 
  • No Cashback on spends 

Pros

  • Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
  • 1 Complimentary Airport Lounge Access
  • Get 40% discount on food delivery at Swiggy

Cons

  • No Golf/coaching sessions
  • High-interest rate


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