HDFC Diners Club Premium Credit Card vs Doctor's SBI Card (in association with IMA)
Joining Fees
₹2,500
₹1,499
Editor's Rating
3.3
4
Key Features
- You can convert reward points to miles on Jet Airways, Air India and Singapore Airlines (1 reward point = 0.50 air mile)
- Avail 10 X Reward Point on International spends
- 24x7 concierge service for reservations for travel needs
- Redeem Reward Points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com .(1 Reward Point = 0.50 AirMile)
- Lowest mark up on foreign currency transactions: Just 2%
- Insurance Benefits
- Get up to 8 complimentary visits annually to domestic airport lounges in India
- 1% fuel surcharge waiver
- Add-on cards are available along with the primary card
- The card can be used over 1 million Visa or MasterCard ATMs across the world
Editor's Review
Pros
- Get Up to 6 Complimentary access to 1000+ lounges Worldwide
- Redeem points for exclusive gifts from the rewards catalogue
- 4 Reward Points for every Rs. 150 spent
- Get a free renewal by spending Rs. 3 lakhs in 12 months
Cons
- No complimentary offers for movie tickets
- No Cashback on spends
Pros
- SBI in association with Indian Medical Association has issued Doctor's SBI Card (IMA)
- Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
- The cardholder can reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
- Renewal fee reversed if the annual spendings cross Rs 2,00,000
Cons
- No Golf/coaching sessions
