Doctor's SBI Card (in association with IMA) vs HDFC Regalia Credit Card
Joining Fees
₹1,499
₹2,500
Editor's Rating
4
4
Key Features
- Get up to 8 complimentary visits annually to domestic airport lounges in India
- 1% fuel surcharge waiver
- Add-on cards are available along with the primary card
- The card can be used over 1 million Visa or MasterCard ATMs across the world
- Airport Lounge Access within and outside India
- Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
- On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
- Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
- Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency
Editor's Review
Pros
- SBI in association with Indian Medical Association has issued Doctor's SBI Card (IMA)
- Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
- The cardholder can reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
- Renewal fee reversed if the annual spendings cross Rs 2,00,000
Cons
- No Golf/coaching sessions
Pros
- Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
- Accidental air death cover worth Rs. 1 Crore
- Fuel Surcharge Waiver
Cons
- Slightly high Annual Fee
- No golf/coaching sessions
