HDFC Diners Club Premium Credit Card vs HDFC Diners Club Privilege Credit Card

• You can convert reward points to miles on Jet Airways, Air India and Singapore Airlines (1 reward point = 0.50 air mile)
• Avail 10 X Reward Point on International spends
• 24x7 concierge service for reservations for travel needs
• Redeem Reward Points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com .(1 Reward Point = 0.50 AirMile)
• Lowest mark up on foreign currency transactions: Just 2%
• Insurance Benefits 

• Milestone Benefits: Get Rs. 1,500 worth vouchers of Marriott Experience, Decathlon, Barbeque Nation, O2 Spa, or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter
• Get a Renewal Fee waiver for the next year by spending Rs. 3 Lakhs in the card anniversary year
• BookMyShow is offering a 'Buy 1 Get 1 Free' deal on weekend tickets for both movies and non-movies. Offer is applicable for shows on Friday, Saturday and Sunday. Maximum discount is Rs. 250/ticket, up to 2 free tickets every calendar month 
• Get 5X Reward Points on Swiggy and Zomato
• 2 Complimentary Airport lounge access every calendar quarter worldwide
• Get 4 Reward Points for every Rs. 150 spent
• Travel benefits: Get up to 10X Rewards on booking flights and stays at over 150 hotels, both domestic and international, by visiting https://offers.smartbuy.hdfcbank.com/diners
• Up to 50 days of interest-free credit period from the date of purchase
• Credit Liability Cover: Rs. 9 lakh
• Foreign Currency Markup: 2% on all foreign currency spends
• Revolving Credit is available at a nominal interest rate 
• Get 5X Reward Points on Swiggy and Zomato. Additional 4X RP is capped at 2500 reward points every calendar month
• Convert big spends into EMI after purchase
• HDFC Bank Diners Club Privilege Credit Card is enabled for contactless payments
• Accidental Air Death Cover worth Rs. 1 Crore
• Emergency overseas hospitalization: up to Rs. 25 lakhs
• Get Travel Insurance Cover up to Rs 50,000 on baggage delay
• Credit Liability cover: Up to Rs. 9 Lakh.
• Earn 4 Reward Points on every Rs. 150 retail spends
• Earn 20 Reward Points on every Rs 150 spends on Swiggy and Zomato
• Earn up to 10X Reward Points on Spends Via Smartbuy
• Enjoy amazing dining benefits & savings with the Good Food Trail Program: Get up to 20% off on all restaurant bill payments via Swiggy Dineout (Choose from 20000 + restaurants). The offer is inclusive of Restaurant and Swiggy Discount. It's valid only on payments done via the Swiggy App
• Diners Exclusive Offers:

A. Fast Track Airport Experience: Skip the line for check-in and get help with your baggage

B. Dining Delight:  Enjoy exclusive dining offers ranging from gourmet cuisine to local delicacies

C. Luxury Spas: You can enjoy access to some of the best spas in India at discounted rates

D. Small Medium Enterprise (SME): Get customized offers like workspaces, business insurance, and wellness discounts to meet the unique needs of businesses

Pros

• Get Up to 6 Complimentary access to 1000+ lounges Worldwide
• Redeem points for exclusive gifts from the rewards catalogue
• 4 Reward Points for every Rs. 150 spent
• Get a free renewal by spending Rs. 3 lakhs in 12 months 

Cons

• No complimentary offers for movie tickets 
• No Cashback on spends 

Pros

• Milestone Benefits: Get Rs. 1,500 worth vouchers of Marriott Experience, Decathlon, Barbeque Nation, O2 Spa, or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter
• BookMyShow is offering a 'Buy 1 Get 1 Free' deal on weekend tickets for both movies and non-movies
• Earn 4 Reward Points on every Rs. 150 retail spends, Earn 20 Reward Points on every Rs 150 spends on Swiggy and Zomato, and Earn up to 10X Reward Points on Spends Via Smartbuy

Cons

• High Annual Fees
• No Cashback on online spends