Axis Bank Neo Credit Card vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹250
₹1,000
Editor's Rating
3.8
3.6
Key Features
- Avail 40% off on food delivery at Zomato
- 5% off on utility bill payments via Amazon Pay
- 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750
- 10% off every time you shop at Myntra on minimum purchase value of Rs. 500
- 10% off on every purchase of movie ticket on BookMyShow
- Indulge in delightful cuisine with Axis Bank Dining Delights as it offers minimum 15% off at partnered restaurants across India
- Stay protected with Zero Lost Card Liability
- Convert purchases to EMI on transactions of Rs. 2500
- Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
- Avail 1 point on every Rs. 200 spent
- Get 100% cashback up to Rs. 300 on first utility bill payment within first 30 days of card issuance
- Fuel transaction surcharge - 1% of transaction amount
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
10% off every time you shop at Myntra on minimum purchase value of Rs. 500
10% off on every purchase of movie ticket on BookMyShow
Indulge in delightful cuisine with Axis Bank Dining Delights as it offers minimum 15% off at partnered restaurants across India
Cons
No Travel Benefits
No Golf/coaching sessions
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
