Axis Bank Neo Credit Card vs Bank of Maharashtra - SBI Platinum Credit Card

Joining Fees

₹250

₹2,999

Editor's Rating

3.8

2.3

Key Features

  • Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
  • 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
  • 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month
  • Extra Rs. 150 off on Myntra on minimum purchase value of Rs. 999
  • 10% off on every purchase of movie ticket on BookMyShow
  • Indulge in delightful cuisine with Axis Bank Dining Delights as it offers up to 15% off, up to Rs. 500, at partnered restaurants across India. This is valid twice per card per month for max benefits up to Rs. 1000
  • Stay protected with Zero Lost Card Liability   
  • Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
  • Avail 1 point on every Rs. 200 spent
  • Fuel transaction surcharge - 1% of transaction amount
  • On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
  • Fuel Transaction Surcharge- 1% of transaction amount
  • Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
  • Get Welcome Gift voucher worth Rs. 3,000 from any one of the brand partners
  • Spend linked gift vouchers worth Rs. 6,000
  • 5X Reward Points on Dining, Departmental store and International spends
  • Card Anniversary gift voucher worth Rs. 3,000 

Editor's Review

Pros

  • Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
  • 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
  • 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month

Cons

  • No Travel Benefits
  • No Golf/coaching sessions

Pros

  • Avail spend rewards on annual spending of Rs. 4 lakhs and 5 lakhs, each
  • Receive e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies/Bata, Westside, Shoppers Stop
  • 2 complimentary Domestic Airport Lounge visits every quarter in India

Cons

  • Although you’ll get a complimentary membership to the Priority Pass Program worth $99, there’s a usage fee of $27 +taxes that will be charged to Bank of Maharashtra - SBI Platinum Credit Card every time you visit an airport lounge. Moreover, only the Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only


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