Axis Bank Freecharge Plus Credit Card vs HSBC Cashback Credit Card

Axis Bank Freecharge Plus Credit Card
Axis Bank Freecharge Plus Credit Card
Axis Bank · Visa
3.9
₹350 / Joining Fees
Apply Now →
VS
HSBC Cashback Credit Card
HSBC Cashback Credit Card
HSBC Bank · Visa
3.1
₹999 / Joining Fees
Apply Now →
Fees
Axis Bank
HSBC Bank
Joining Fees
₹350
₹999
Renewal Fees
₹350
₹999
Network
Visa
Visa
Editor's Review
3.9
3.1
Free Lounge Access
No
Yes
Features
Axis Bank Freecharge Plus Credit Card
  • Vouchers worth Rs.700 on Activation 
  • 5% on Freecharge Spends
  • 1% on all other spends
  • Annual Fee waiver on spends of Rs.50,000 in an anniversary year
HSBC Cashback Credit Card
  • Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
  • Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
  • Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
  • 10% accelerated cashback on all dining, food delivery and grocery spends
  • 1.5% unlimited cashback on all other spends (exclusions apply)
  • 4 complimentary domestic lounge visits per year (1 per quarter)
  • Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
  • Zero liability for lost cards
  • Insurance benefits
Editor's Review
Axis Bank Freecharge Plus Credit Card

Pros

  • 2% on Ola/Uber/Shuttle and other local transport
  • Get Vouchers from Uber and Bookmyshow on activation
  • Benefits on entertainment and dining

Cons            

  • No Golf/coaching sessions
  • No Complimentary Airport Lounge Access 
HSBC Cashback Credit Card

Pros

* Win an Amazon e-gift voucher

* Buy-one-get-one-free movie tickets on Saturdays

* Insurance benefits 


Cons

* No golf/coaching sessions

* No fuel benefits

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