HSBC Cashback Credit Card vs YES Prosperity Cashback Credit Card
Joining Fees
₹0
₹999
Editor's Rating
3.1
5
Key Features
- Unlimited cashback on all your transactions
- Get 1.5% cashback on all online spends and 1% on all other spends
- 20% off on Swiggy orders above Rs. 400. (Discount up to Rs. 100, valid once per month per user)
- 5% discount on Amazon spends, 1.5% cashback on all online spend, and 1% on all other spends
- Cashback is available on Instant EMI and Convenient EMI options that allow you to pay credit card dues in EMIs such as Balance Transfer on EMI, Cash-on-EMI
- Up to a 15% discount at over 1,000 restaurants across major cities
- 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
- Instant EMI
- Earn rewards points on your transactions that are converted into EMIs
Editor's Review
Pros
- Zero Joining Fees
- Annual Membership Fees of Rs. 750 will be reversed if your total annual spend exceeds Rs. 100,000
- Insurance benefits
Cons
- No Golf/coaching sessions
Pros
- Preferential Foreign Currency Markup of 3.40% only
- 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
- Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES
Cons
- No complimentary Airport Lounge access
- No Golf/coaching sessions
- High-interest rate
