Axis Bank Freecharge Plus Credit Card vs BOB Financial Prime
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Fees
Axis Bank
Bank of Baroda
Joining Fees
₹350
₹0
Renewal Fees
₹350
₹0
Network
Visa
Mastercard
Editor's Review
3.9
3.4
Free Lounge Access
No
No
Features
Axis Bank Freecharge Plus Credit Card
- Vouchers worth Rs.700 on Activation
- 5% on Freecharge Spends
- 1% on all other spends
- Annual Fee waiver on spends of Rs.50,000 in an anniversary year
BOB Financial Prime
- Get PRIME against fixed deposit of Rs. 15,000 or more without any income proof
- PRIME is lifetime free, which means Zero First Year and Annual Fees
- 1% fuel surcharge waived for all fuel transactions between Rs 400 - Rs 5,000 (Max. waiver of Rs. 250 per month)
- Convert purchases of more than Rs 2,500 on your card into easy EMIs of 6/12 months
- Free Personal Accidental Death Cover ensures the financial protection of your family
Editor's Review
Axis Bank Freecharge Plus Credit Card
Pros
- 2% on Ola/Uber/Shuttle and other local transport
- Get Vouchers from Uber and Bookmyshow on activation
- Benefits on entertainment and dining
Cons
- No Golf/coaching sessions
- No Complimentary Airport Lounge Access
BOB Financial Prime
Pros
- 1% cashback
- No fee
- Minimum deposit of Rs. 15,000
Cons
- No perks or promotions
- No Golf/coaching sessions
- No complimentary Airport Lounge visits
