Axis Bank Executive Corporate Credit Card vs SBI Elite Credit Card

• Avail 3 complimentary VIP Assistance Services in a calendar year
• Book up to 4 complimentary golf rounds and 1 lesson in a year
• 24/7 Concierge Services
• Avail complimentary access to over 1,100 airport lounges worldwide up to 8 times in a calendar year
• Avail 4 complimentary lounge access within India per quarter
• Avail Insurance Coverage as per following:

A. Emergency Hospitalization - $5,000

B. Lost Card Liability - Rs. 2 Lakh

C. Medical Evacuation - $ 3,000

D. Hijack Distress Allowance - $ 1,000

E. Critical Illness - Rs. 10 Lakh

F. Baggage Delay - Rs. 30,000

G. Missed connecting International - Rs. 30,000

H. Delay in Check in Baggage - Rs. 30,000

I. Loss of Check in Baggage - Rs. 30,000

J. Loss of Documents (Passport, Visa) - Rs. 10,000

K. Corporate Liability Policy - Rs. 2,00,000

• On every spends of Rs.  200 earn 4 Plus points on domestic spends and 8 Plus points on international spends
• Lowest foreign currency mark up of 2%
• One can do 30% cash withdrawal
• Fuel Transaction Surcharge: Get 1% refund for fuel transaction between Rs. 400 to Rs. 4000

• On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
• Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
• Complimentary membership to the Priority Pass Program worth $99
• Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
• Enjoy obtaining Club Vistara Silver membership as complimentary

Pros

• Avail 3 complimentary VIP Assistance Services in a calendar year
• Book up to 4 complimentary golf rounds and 1 lesson in a year
• Avail complimentary access to over 1,100 airport lounges worldwide up to 8 times in a calendar year and 4 complimentary lounge access within India per quarter

Cons

• No movie benefits
• No cashback benefits
• No dining benefits

Pros

• Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
• Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
• On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

• High joining/renewal fees
• Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it