SBI Elite Credit Card vs RBL Bank Titanium Delight Credit Card

• On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
• Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
• Complimentary membership to the Priority Pass Program worth $99
• Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
• Enjoy obtaining Club Vistara Silver membership as complimentary

* Earn 1000 additional points on spends of Rs. 10,000 within 60 days of issuance
* Avail 1 reward point for every Rs. 100 spent on all purchases like travel, groceries, dining and even on electricity bill
* In a year, use the card for purchases of Rs.1.5 lakhs or more and earn 4000 bonus reward points
* Fuel Surcharge Waiver at all fuel stations. This is valid for fuel transactions between Rs.500 and Rs. 4000. The maximum waiver is Rs.100 per month
* On a Wednesday, get 1+1 free movie ticket on BookMyShow once a month
* Purchase groceries on Wednesdays and get 2.5% value back
* Get 5% value back every Wednesday while ordering a pizza from Domino’s/Pizza Hut online

Pros

• Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
• Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
• On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

• High joining/renewal fees
• Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it

Pros
* Welcome Benefits
* Annual Spend Bonus
* Value Back for mid- week spends

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access