Axis Bank Buzz Credit Card vs IndusInd Bank PAYBACK Credit Card
Joining Fees
₹750
₹249
Editor's Rating
3.9
3.7
Key Features
- Upon joining Axis Bank Buzz Credit Card, get a Flipkart Gift Voucher worth Rs. 1000 on making 3 purchases within the first 45 days
- Get 10% instant discount on Flipkart from 1-5th each month
- Get 5% instant discount on Flipkart from 6-31st each month
- Get 2 Axis EDGE REWARD points on every Rs 200 spent
- Welcome Gift includes getting rewarded with 1000 PAYBACK points as a Welcome Bonus and availing 10% Discount at Big Bazaar, Central, e-Zone, FBB, Brand factory & more with complimentary Future Privilege Membership
- 1% fuel surcharge across all petrol pumps in India
- Auto assist
- Complimentary personal air accident insurance cover of up to Rs 25 lakh
- Avail ‘Total Protect’ facility which is a first-of-its-kind program that covers the individual for an amount equal to the credit limit on its card
Editor's Review
Pros
- Get 3x Axis EDGE REWARD points on online shopping
- Dining Delights- minimum 15% off on partner restaurants in India
- Milestone Benefits: Avail Flipkart gift vouchers worth up to Rs. 7000 annually on milestone spends
Cons
- No Airport Lounge access
- No Fuel Surcharge Waiver
Pros
- Avail exciting rewards on dining, shopping, entertainment and more:
- Get 5 PAYBACK Points on every Rs.100 spent on groceries and shopping
- Relish 5 PAYBACK Points on every Rs.100 spent on dining delights
- Get 20 PAYBACK Points on every Rs. 100 spent on movie bookings
- While buying utilities, purchasing insurance and other miscellaneous items, except fuel, get 2 PAYBACK Points on every Rs. 100 spent
- Gain privileges of doing free shopping when redeeming PAYBACK Points. Categories for this include movie tickets on BookMyShow.com, grocery from Big Bazaar, a shopping voucher from VoucherWorld, or for any product of the cardholder’s choice from the PAYBACK Rewards Catalogue and more
- Avail 500 PAYBACK Points on spending Rs. 20,000 or more in a month. Avail 4000 PAYBACK Points on spending Rs. 2,00,000 or more in a membership year
Cons
- No Airport Lounge Access
- No Golf Privileges
