Welcome Gift includes getting rewarded with 1000 PAYBACK points as a Welcome Bonus and availing 10% Discount at Big Bazaar, Central, e-Zone, FBB, Brand factory & more with complimentary Future Privilege Membership
1% fuel surcharge across all petrol pumps in India
Auto assist
Complimentary personal air accident insurance cover of up to Rs 25 lakh
Avail ‘Total Protect’ facility which is a first-of-its-kind program that covers the individual for an amount equal to the credit limit on its card
Personalized cardwith theshades ofIndian Flag
The dedicated4th embossedline for Army, Navy, or Air Force
2 Complimentary visits to select Domestic Airport Lounges within India
From second year onwards the Annual Fee Rs. 500 will be waived on spends of Rs. 40,000 in the preceding year
Discover unique and new cuisines and flavours with AxisBank Dining Delights thatoffers15% off at partnered restaurants in India
1% fuel surcharge wavier valid on transactions between Rs.400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
EDGE REWARD Points canbe earned on fuel transactions
Get free add-on cards
EMV certified chip-credit card
Zero lost card liability
On any transactions above Rs. 2500, contact the bank to convert it into EMIs
Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
Earn 8 points on every Rs. 200 spent on the credit card
Avail 100 bonus EDGE points every month- The cardholder is required to use the card for spends on Rs. 5000 or more every month
Editor's Review
Pros
Avail exciting rewards on dining, shopping, entertainment and more:
Get 5 PAYBACK Points on every Rs.100 spent on groceries and shopping
Relish 5 PAYBACK Points on every Rs.100 spent on dining delights
Get 20 PAYBACK Points on every Rs. 100 spent on movie bookings
While buying utilities, purchasing insurance and other miscellaneous items, except fuel, get 2 PAYBACK Points on every Rs. 100 spent
Gain privileges of doing free shopping when redeeming PAYBACK Points. Categories for this include movie tickets on BookMyShow.com, grocery from Big Bazaar, a shopping voucher from VoucherWorld, or for any product of the cardholder’s choice from the PAYBACK Rewards Catalogue and more
Avail 500 PAYBACK Points on spending Rs. 20,000 or more in a month. Avail 4000 PAYBACK Points on spending Rs. 2,00,000 or more in a membership year
Cons
No Airport Lounge Access
No Golf Privileges
Pros
Enjoy Complimentary Access to Airport Lounges within India
Personalized Card with the Shades of Indian Tricolor
Get 100 bonus eDGE points every month
Cons
No Golf/coaching sessions
More comparisions with IndusInd Bank PAYBACK Credit Card