Axis Bank Buzz Credit Card vs Kotak Urbane Gold Credit Card

• Upon joining Axis Bank Buzz Credit Card, get a Flipkart Gift Voucher worth Rs. 1000 on making 3 purchases within the first 45 days 
• Get 10% instant discount on Flipkart from 1-5th each month
• Get 5% instant discount on Flipkart from 6-31st each month 
• Get 2 Axis EDGE REWARD points on every Rs 200 spent 

• Avail 3X Reward Points per Rs. 100 spent across all categories
• Pay with Reward Points at selected merchant outlets
• Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
• If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting 

Pros

• Get 3x Axis EDGE REWARD points on online shopping 
• Dining Delights- minimum 15% off on partner restaurants in India 
• Milestone Benefits: Avail Flipkart gift vouchers worth up to Rs. 7000 annually on milestone spends

Cons

• No Airport Lounge access 
• No Fuel Surcharge Waiver 

Pros

• Earn 3X Reward Points against retail spends of Rs.100
• Get 4 PVR tickets or 10,000 Reward Points on annual
• This card is good for those who spend frequently on various categories like retail shopping, groceries, etc. 

Cons

• No Golf Privileges 
• No Concierge Services 
• No Airport Lounge access