Axis Bank Buzz Credit Card vs HDFC Bank Freedom Credit Card

• Upon joining Axis Bank Buzz Credit Card, get a Flipkart Gift Voucher worth Rs. 1000 on making 3 purchases within the first 45 days 
• Get 10% instant discount on Flipkart from 1-5th each month
• Get 5% instant discount on Flipkart from 6-31st each month 
• Get 2 Axis EDGE REWARD points on every Rs 200 spent 

• Earn 1 reward point on every spend of Rs. 150 and above
• Redeem points for cashback
• Get a gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
• Get a welcome and renewal benefit of 500 reward points on fee realization
• Earn 25X reward points on your birthday spends
• 10X reward points on PayZapp & SmartBuy spends
• Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
• If annual spends are below Rs. 50,000, renew the card for a nominal fee of Rs. 500
• Fuel fee waiver of 1%, capped at Rs. 250 per statement cycle (Applicable on minimum transaction of Rs.400 and maximum of Rs.5,000 ) GST will be applicable
• Enjoy safe and secure transactions with chip-enabled cards
• Zero liability on the lost card if reported immediately
• HDFC Bank Freedom Credit Card has been enabled for contactless payments, hence, enjoy doing fast, convenient and secure payments at retail outlets.
• Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
• Obtain up to 3 add on credit cards for free

Pros

• Get 3x Axis EDGE REWARD points on online shopping 
• Dining Delights- minimum 15% off on partner restaurants in India 
• Milestone Benefits: Avail Flipkart gift vouchers worth up to Rs. 7000 annually on milestone spends

Cons

• No Airport Lounge access 
• No Fuel Surcharge Waiver 

Pros

• Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
• Pay only 1.99% interest per month if card is issued against fixed deposit
• Zero liability on lost card if reported immediately

Cons

• No golf/coaching sessions
• No complimentary Airport Lounge access