Axis Bank Buzz Credit Card vs HDFC Bank Freedom Credit Card

Joining Fees

₹750

₹500

Editor's Rating

3.9

3

Key Features

  • Upon joining Axis Bank Buzz Credit Card, get a Flipkart Gift Voucher worth Rs. 1000 on making 3 purchases within the first 45 days 
  • Get 10% instant discount on Flipkart from 1-5th each month
  • Get 5% instant discount on Flipkart from 6-31st each month 
  • Get 2 Axis EDGE REWARD points on every Rs 200 spent 
  • Redeem points for cash back
  • Avail gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
  • Get a welcome and renewal benefit of 500 reward points on fee realization
  • On birthday spends, earn 25X reward points
  • Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis

Editor's Review

Pros

  • Get 3x Axis EDGE REWARD points on online shopping 
  • Dining Delights- minimum 15% off on partner restaurants in India 
  • Milestone Benefits: Avail Flipkart gift vouchers worth up to Rs. 7000 annually on milestone spends

Cons

  • No Airport Lounge access 
  • No Fuel Surcharge Waiver 

Pros

  • Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
  • Pay only 1.99% interest per month if card is issued against fixed deposit
  • Zero liability on lost card if reported immediately

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge access


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