Earn 1 reward point on every spend of Rs. 150 and above
Redeem points for cashback
Get a gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
Get a welcome and renewal benefit of 500 reward points on fee realization
Earn 25X reward points on your birthday spends
10X reward points on PayZapp & SmartBuy spends
Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
If annual spends are below Rs. 50,000, renew the card for a nominal fee of Rs. 500
Fuel fee waiver of 1%, capped at Rs. 250 per statement cycle (Applicable on minimum transaction of Rs.400 and maximum of Rs.5,000 ) GST will be applicable
Enjoy safe and secure transactions with chip-enabled cards
Zero liability on the lost card if reported immediately
HDFC Bank Freedom Credit Card has been enabled for contactless payments, hence, enjoy doing fast, convenient and secure payments at retail outlets.
Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
Obtain up to 3 add on credit cards for free
Renewal Offer:Spend Rs. 1 lakh or more in the previous 12 months to waive the renewal membership fee for the next year
Avail 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
Avail 1% cashback on all other spends
Get Rs. 1000 worth of gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter
Up to 20% discount on partnered restaurants via Swiggy Dineout
Zero lost card liability
Up to 50 days of interest-free period from the date of purchase
Revolving Credit is available at a nominal interest rate
Enjoy amazing dining benefits with the Good Food Trail program
Save up to 20% on your restaurant bill payments at more than 20,000 restaurants with Swiggy Dineout. This offer includes both restaurant and Swiggy discounts and is only available for payments made through the Swiggy App
Lounge access has been added to the quarterly spend milestone program, effective from December 1, 2023. Once a user achieves a quarterly spend milestone, they can choose to receive either a Dreamfolks airport lounge access voucher or a Rs. 1000 voucher from a list of available brands
1% fuel surcharge waiver at all fuel stations in India. This is valid on transactions between Rs. 400 and Rs. 5000
Convert big spends into EMI after purchase
This card is equipped with contactless payment technology for added convenience and speed
Editor's Review
Pros
Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
Pay only 1.99% interest per month if card is issued against fixed deposit
Zero liability on lost card if reported immediately
Cons
No golf/coaching sessions
No complimentary Airport Lounge access
Pros
Get 7% Reward points on every Shoppers Stop spends
Get 2% Reward points on every Non-Shoppers Stop spends
Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
Cons
No golf/coaching sessions
No proper lounge access benefits
More comparisions with HDFC Bank Freedom Credit Card