Axis Bank Buzz Credit Card vs IDFC FIRST Select Credit Card
Joining Fees
₹750
₹0
Editor's Rating
3.9
2.75
Key Features
- Upon joining Axis Bank Buzz Credit Card, get a Flipkart Gift Voucher worth Rs. 1000 on making 3 purchases within the first 45 days
- Get 10% instant discount on Flipkart from 1-5th each month
- Get 5% instant discount on Flipkart from 6-31st each month
- Get 2 Axis EDGE REWARD points on every Rs 200 spent
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- 10X Reward Points on purchases greater than Rs.20,000
- 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
- 4 complimentary domestic lounge access per quarter
- 4 complimentary Railway lounge access every quarter
- Low foreign exchange mark-up fee of 1.99%
- 20% discount on 1500+ Restaurants
- 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Pros
- Get 3x Axis EDGE REWARD points on online shopping
- Dining Delights- minimum 15% off on partner restaurants in India
- Milestone Benefits: Avail Flipkart gift vouchers worth up to Rs. 7000 annually on milestone spends
Cons
- No Airport Lounge access
- No Fuel Surcharge Waiver
Pros
- 10X Rewards on all spends done on your Birthday
- Reward points will never expire
- Comprehensive Travel Insurance Cover of Rs. 22,500
Cons
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- Interest-free cash withdrawal available for 48 days only
- The dining benefits provided by the card are satisfactory but not that great
