Axis Bank Buzz Credit Card vs American Express SmartEarn™ Credit Card
Joining Fees
₹750
₹495
Editor's Rating
3.9
3.4
Key Features
- Upon joining Axis Bank Buzz Credit Card, get a Flipkart Gift Voucher worth Rs. 1000 on making 3 purchases within the first 45 days
- Get 10% instant discount on Flipkart from 1-5th each month
- Get 5% instant discount on Flipkart from 6-31st each month
- Get 2 Axis EDGE REWARD points on every Rs 200 spent
- Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
- Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
- Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
Editor's Review
Pros
- Get 3x Axis EDGE REWARD points on online shopping
- Dining Delights- minimum 15% off on partner restaurants in India
- Milestone Benefits: Avail Flipkart gift vouchers worth up to Rs. 7000 annually on milestone spends
Cons
- No Airport Lounge access
- No Fuel Surcharge Waiver
Pros
- Convert spends into easy monthly instalments with the American Express EMI
- Avail 5X Membership Rewards by transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
- Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
- High-interest rates
