Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
Get up to 8 complimentary visits annually to domestic airport lounges in India
1% fuel surcharge waiver
Add-on cards are available along with the primary card
The card can be used over 1 million Visa or MasterCard ATMs across the world
Editor's Review
Pros
Convert spends into easy monthly instalments with the American Express EMI
Avail 5X Membership Rewardsby transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
No Golf/coaching sessions
No complimentary Airport Lounge access
High-interest rates
Pros
SBI in association with Indian Medical Association has issued Doctor's SBI Card (IMA)
Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
The cardholder can reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
Renewal fee reversed if the annual spendings cross Rs 2,00,000
Cons
No Golf/coaching sessions
More comparisions with American Express SmartEarn™ Credit Card